Last week my home was burglarized during the day while I was away. The losers made away with my television, an Xbox 360 along with a couple of games, 2 pairs of sunglasses and a ring. It’s apparent that they were in and out within minutes. To my satisfaction, they did leave behind the most valuable of all my possessions… the workstation. The first response to this was, “At least they didn’t take my computer… too many wires I guess“. Maybe I got “lucky” this time.
As a result of these recent events, I’ve decided to protect my investment from any future mishaps that may occur. I’ve purchased renter’s insurance from State Farm for $15 dollars a month. This covers all of my possessions regardless of theft, flooding or fire for up to $35,000 dollars after a $500.00 deductible. Not bad!
I’m also taking out a $10,000 dollar policy geared specifically toward the workstation itself. There is no deductible. If something happens to it, I get $10,000. This policy runs about $9 per month.
My advice is this: Get Renters or Home Insurance. We’ve all worked long and hard to build our home workstations. Protect your investment. Also, get a nice fireproof safe to protect paperwork and jewelry… you could also throw a couple of external hard drives in there while your at it.